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Feature of the Week

This website is for FCA Authorised Intermediaries only.

Metro Talks… Complex Income & Large Loans
(15 minute webinar)

We understand the challenges faced when dealing with customers with various and often complex income streams which is why we individually underwrite and assess each case on its own merits. To find out more and how we can help your customers, please join our next series of ‘Metro Talks’ which will be hosted by Gareth Randall, Senior Large Loan Specialist.

‘Metro Talks… Complex Income & Large Loans’ webinar

Wednesday 17 May | 9.30am – 9.45am: Register now

Wednesday 17 May | 12pm – 12.15pm: Register now

If you are unable to attend the events above, please feel free to give your BDM a call to book in a meeting – they’d love to hear from you. Find your local BDM here.

Enhanced Income Multiples

Enhanced income highlights 

  • Increased income multiples for remortgages and purchases up to 85% LTV subject to affordability assessment and product availability:

Number of Applicants

Income Level

Income Multiple

Up to 2

=>£90,000

5 x

Up to 2

=>£100,000

5.5 x

Up to 4

=>£100,000

5 x

Up to 4

=>£150,000

5.5 x

  • Capital and Interest, Part & Part and Interest Only repayment options available
  • All acceptable income types can be used
  • Multiple sources of acceptable income allowed
  • Maximum age 80 considered (mortgage term based on the oldest applicant)
  • Residential calculator available.

For full details on the points above please refer to our Lending Criteria Guide and Product Guides.

 

Contact us

Our BDM Team are here and available to help with new case queries. Please get in touch with your BDM or call our Broker helpdesk on 0203 427 1019.

Helpdesk opening hours:
Monday to Wednesday & Friday, 9am to 5.30pm
Thursday, 10am to 5.30pm
Saturday & Sunday, closed

For use by FCA Authorised Intermediaries only.